Wholesale Business Financing & Distribution Company Loans | Vida Growth Partners

Wholesale Business Financing Made Simple

Compete with big box giants and secure the best vendor pricing. Get the working capital you need for inventory, expansion, and growth opportunities with actual bank loans.

Popular Loan Products

Up to $1M
Revolving Credit
$5K-$750K
Inventory & Expansion
24-48 Hours
Fast Approval
601+ Credit
Min. Score
20+ Years Experience
$1M+ Maximum Funding
24-48 Hour Approvals
1000+ Wholesalers Funded

Wholesale Business Financing Solutions

Choose from our comprehensive range of funding options designed specifically for wholesale businesses, distributors, and distribution companies.

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BANKROLL Revolving Credit

Up to $1 Million

Ultimate flexibility with fixed weekly payments and unlimited draws for up to 1 year. Perfect for managing inventory needs and seasonal fluctuations.

  • Fixed weekly payments up to 36 months
  • Unlimited draws and paydowns
  • 24-hour access for up to 1 year
  • Early payoff with no penalty
  • Perfect for inventory management
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Interest-Only Flex Pay

$50K to $750K

Interest-only payments for up to one year with optional line of credit access for wholesale expansion and growth opportunities.

  • Interest-only for up to 12 months
  • Optional line of credit included
  • Unlimited draws for up to 1 year
  • Perfect for expansion and growth projects
  • Preserve cash flow during expansion
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Wholesale Bridge Loans

$5K to $750K

Bridge financing for growth opportunities while waiting on traditional funding sources. Borrow now, grow now, and pay later!

  • Defer up to 50% of principal
  • Short-term amortizing loans
  • Support high-return investments
  • Ideal while waiting on SBA approval
  • Tax deductible interest

Wholesale Line of Credit

$5K to $500K

24-hour access to working capital with 5 separate loan drafts over 6 months for vendor volume pricing and unexpected opportunities.

  • 24-hour access to funds
  • 5 loan drafts over 6 months
  • Only pay for what you use
  • Perfect for vendor volume pricing deals
  • Terms up to 36 months

Established Business Requirements

We understand wholesale businesses face unique challenges competing with big box giants. Our loans are actual bank loans with tax-deductible interest - not merchant cash advances with fluctuating payments that hurt your cash flow.

Check Your Eligibility
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Credit Score 601+

Established business credit requirement

2+ Years in Business

Established wholesale operations required

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$17K+ Monthly Sales

$200K+ annually from all sources

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Wholesale Business Owner

Must be majority owner of wholesale business

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No Business Plans Required

No credit card receipts or receivables needed

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Fixed Payments

Predictable payments that don't increase with revenue

Simple 4-Step Process

Get from application to funding in 3-5 days

1

Apply Online

Complete our simple application designed for wholesale business owners. No hard credit pull during pre-qualification.

2

Quick Review

Our wholesale financing specialists review your application. Most approvals within 24-48 hours.

3

Consultation

Work with your dedicated consultant to structure the optimal financing solution for your wholesale business needs and growth plans.

4

Get Funded

Receive funds in 3-5 days to start securing better vendor pricing and competing more effectively with big box giants.

Ready to Scale Your Wholesale Business?

Join thousands of wholesale business owners who chose fast, flexible financing through Vida Growth Partners to compete and thrive

Complete Your Application Below

🔒 Our Guarantee

No hard credit pull • No fees to apply • 24-48 hour response • Tax deductible interest • Wholesale specialist consultation

© 2025 Vida Growth Partners. All rights reserved.

Wholesale business financing solutions designed for distributors, wholesale companies, and distribution businesses.